Why Did My Car Insurance Company Drop Me?


Why Did My Car Insurance Company Drop Me? Read here for reasons why your car insurance company may have dropped you!

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To drive a vehicle legally most drivers are required to carry some form of car insurance. While many drivers are never denied car insurance, others are suddenly dropped by their car insurance providers. There are various reasons why your car insurance provider may drop you.

You Have a Bad Recent History

The first reason why a car insurance company may drop you is if you have a bad recent driving history. If you have recently gotten into various car accidents or received a few moving violations then your car insurance provider will consider you an increased risk. While many car insurance providers attempt to offset the risk by increasing the premium costs, other insurance providers may decide to drop you all together.

You Miss Payments

Another reason why your car insurance could drop you is because you either miss payments or are continuously late. Under most car insurance policies, if you are more than 30 days late, your policy becomes void. If you routinely are late in making insurance payments, your car insurance provider may consider this an inconvenience and they may decide to drop you.

You Move into a New Home

The third reason why your car insurance may drop you is because you move. One of the largest determinants in car insurance costs is the location where the car is stored. If you move into an area which experiences a high amount of traffic accidents or thefts your car insurance provider may consider insuring you too risky. If this is the case, your car insurance provider may drop you instead of raising your rates. Other insurance providers may require you to raise your deductible without receiving a discount in rates.

Related posts:

  1. What If I Am Late Paying My Car Insurance?
  2. What Coverage Can I Drop For Cheaper Car Insurance?
  3. If I Drop Collision Coverage Will I Have More Affordable Auto Insurance?
  4. Are Low Cost Car Insurance Providers Different?
  5. Why Would My Car Insurance Cancel My Policy?

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