What Should I Do If My Car Insurance Will Not Pay For A Claim?

What you need to know if your car insurance company decides to deny you, Tips to making sure your taken care of. Possible reasons you’re being denied.

What Should I Do If My Car Insurance Will Not Pay For A Claim?

There are a few reasons why your car insurance may deny you. First write down or get a copy of the reasons why you are being denied. Cross reference these reasons with your policy to see if it is a valid denial or a wrongful denial. There are a few things you may have over looked that could cause your insurance to deny the claim.

Likely reasons for denial.

• You did not purchase the insurance you seek to claim

• You claimed the other driver was uninsured when he/she was in fact insured.

• Your name is not on the insurance for that vehicle..

• You did not pay your insurance or you are late in paying.

• The damage is more then you are insured for, here they will pay only up to your policy limit , the rest is up to you..

• You forgot to add the car to the car insurance policy.

Actions you must take.

Once reading the reasons and reviewing your policy, you still feel your being wrongfully denied by the car insurance company there are a few steps you must take to get it clarified.

• Call, write, or go to the insurance company and talk to them about it.

• Appeal with the state insurance commissioner.

• Hire an attorney.

• Sue the company for violations of your state’s insurance code, bad faith, and/or breach of contract.

If you were right or the company realizes its mistake it will then reopen the case and move forward. It is a good idea to consult with an attorney to make sure everything goes smoothly. Don’t sit around asking yourself, what should I do if my car insurance won’t pay for a claim? Get involved immediately and don’t let the insurance company push you around.

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What Should I Do If My Car Insurance Will Not Pay For A Claim?

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