What Happens If I Cancel My Car Insurance?


Tips to help you understand the results of canceling your car insurance.

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Basically, in most states if you cancel your car insurance and don’t take out another policy you must turn in your vehicle tags. Every state differs, but there are very serious penalties for driving a vehicle on the public roads and highways without car insurance.

Paying the Uninsured Fee

Some states will allow you to drive without car insurance but you must pay to the motor vehicle regulatory agency a fee which can be hundreds of dollars.This does not give you any protection, it simply allows you to drive without car insurance. If you should hit someone or cause an accident, the injured driver and passengers can sue you for damages and medical bills. You won’t have a car insurance company to back you up.

Insurance Company May Not Pay

Some car insurance companies will not pay insurance claims to persons who were driving without insurance. You will be considered an uninsured driver.

Consequences of Driving Without Insurance

If you continue to drive without car insurance you are breaking the law in most states. If you are stopped by any police officer and charged with driving without car insurance you then will have to face a judge and the court system. This crime can cost a lot more than a car insurance policy.

Getting a Basic Policy

Insurance rates can be found that are within reason. If you’re driving an older model vehicle, then just getting a basic policy may be all you need.

Turning in Your Tags

If you cancel your car insurance and don’t turn in the tags, you also run the risk of being randomly picked for insurance certification. Even if the car is broken down and not running you should still turn in your tags.

Related posts:

  1. What Happens When My Car Insurance Lapses?
  2. What Happens If I Cancel My Car Insurance?
  3. Why Would My Car Insurance Cancel My Policy?
  4. What Is A Car Insurance Premium?
  5. Why Would My Car Insurance Cancel My Policy?

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