What Can I Do When My Car Insurance Won’t Pay?


Insurance companies are not always as friendly as they appear to be in their ads, ask yourself, “What Can I Do When My Car Insurance Won’t Pay?”

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Life is great and everything is going good, all ducks in a row and then it happens. An auto accident always puts a dent in the best laid plans. What happens next can depend on just how lined up those ducks were in the first place. A paid insurance policy is the first place to start when it comes to an auto accident and will help to assure that payment will be made in a timely manner.

What can I do when my car insurance won’t pay?

There are times when a car owner assumes that their car insurance is up to date and there will be no hassle when it comes to collecting what the insurance company has contracted to pay. This is where making sure that all the ducks are really in that perfect row comes in. Armed with documentation the owner will have a case to present to the insurance company.

How will I know that my insurance company has refused to pay?

When a car insurance company has denied their liability in paying for an auto accident the owner on the vehicle will receive a notice spelling out reasons for that denial or delay in paying.

What recourse do I have if I have been denied payment?

In the case that the insurance company has denied payment of a claim and has sent the proper notices the next step is to go over the denial. It could be that they are asking for more information to be supplied to them about the accident and claim. If that is the case then simply provide the missing information and in most cases it will be paid.

What are some likely reasons for denial?

You might want to ask yourself these questions

• Is your name on the insurance policy?
• Was the other driver insured?
• Is your policy premium paid or late?
• Is your name on the insurance for that vehicle?
• Is this vehicle on the policy?

If all your ducks are truly in a row and the insurance company still refuses to pay it would be a good idea to speak directly with a representative about the issue. You can also enlist the assistance of an attorney or the state insurance commissioner.

Related posts:

  1. What Should I Do If My Car Insurance Will Not Pay For A Claim?
  2. What Should I Do If My Car Insurance Will Not Pay For A Claim?
  3. Why Do Car Insurance Companies Refuse To Settle Some Claims?
  4. What Recourse Do I Have If My Auto Insurance Refuses My Claim?
  5. What Does Loss Payee Mean On An Auto Insurance Policy?

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