What are the Cheapest Cars to Insure For a 16 year-old?
Tips to help the first time driver find the cheapest car insurance available. What are the cheapest cars to insure for a 16 year-old driver?
Many factors are involved in determining the cost of car insurance, especially when the car in question is for a 16 year-old driver. Generally speaking, when searching for vehicles that will be the cheapest cars to insure for a 16 year-old driver, the primary things to consider are cost, reliability, and safety.
Cost
When shopping for that all-important first car for a 16 year-old driver, keep in mind that the cost of the car is going to affect the cost of the car insurance. In most cases, the cheaper the vehicle, the cheaper the insurance is likely to be. While many new 16 year-old drivers may be tempted to purchase an expensive, new model vehicle, strictly speaking, older, domestic vehicles of a larger size are typically cheaper to insure for a 16 year-old driver. Minivans and 4-door cars are generally cheaper to insure than a 2-door, newer model sports car. Cars with 4 cylinder motors are also cheaper to insure.
Safety and Reliability
The safety and reliability of a vehicle should also be a major determining factor when shopping for a car for a 16 year-old driver. Heavier, bigger cars are generally the cheapest cars to insure for a 16 year-old. This is because a younger, inexperienced driver tends to overcompensate when driving, and has a greater risk at flipping a lighter vehicle. While a bigger vehicle is likely to cause more damage in an accident, it is generally determined to be safer for a 16 year-old than a smaller, lightweight vehicle. Keep in mind that the fewer accidents the driver has, the cheaper the car insurance is likely to be in the future.
Cheapest cars to insure
Some of the cheapest cars to insure for a 16 year-old would include:
•Buick Rendezvous
•Buick Terraza
•Buick Century
•Chrysler Town and Country
•Honda Odyssey
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