If I Don’t Drive My Car, Do I Need Auto Insurance?


Car insurance is one of those things that everyone hates to pay, but is absolutely essential if you own a car.
But what if I don’t drive my car, do I need auto insurance? This is a difficult question to answer. The quick answer is this: If you have a registered motor vehicle in the USA, then it needs to be insured.

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Ways to save money on a vehicle that you don’t drive

Certainly, if it is time for you to re-register your vehicle and you don’t plan on driving it soon, then you can always forgo the registration until you really need to drive it. This will save money on insurance- you won’t have to pay until you register your car again.

Freeze your insurance

If I don’t drive my car, do I need auto insurance? Some insurance companies will allow you to “freeze” your insurance, where you pay a much smaller monthly fee during the time that you won’t use your car, but you also won’t be covered very well during this time. This is especially useful for college students or other people that won’t be driving their car for a few months at a time. You will have to check with specific insurance companies to learn more about this.

If I don’t drive my car, do I need auto insurance?

The bottom line is as follows:  Any car that is registered will need some type of insurance. However, by freezing your insurance account for a time, or by simply not reregistering your car if you know you won’t drive it can save you a significant amount of money.

Related posts:

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  3. Does A Car That Is Not Driven Require Auto Insurance?
  4. Why Would I Need A Temporary Car Insurance Quote?
  5. How Can You Get Cheap Car Insurance For First Time Drivers?

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