How Do I Get Car Insurance After A Lapse In Coverage?
A lapse in your car insurance isn’t the end of the world though it may seem like it when that moment of panic sets in and you realize that you didn’t pay your premium on time. The letter of cancellation makes its way to your mail box and you get that lump in your throat because you know that a cancellation is not a good feeling. Don’t worry, it happens to a lot more people than you may think.
Will My Car Insurance Company Take Me Back After A Lapse In Auto Coverage?
It doesn’t take begging and pleading on bended knee to get coverage again after a lapse in your car insurance. A lapse if less than thirty days can be handled simply by paying the missed payment and life goes on as usual. If the lapse is more than thirty days than you would have to purchase a new car insurance policy. Your car insurance company most likely will accept you back after a lapse under continued coverage or under a new car insurance policy depending on the coverage lapse.
How Do I Get Car Insurance After A Lapse In Coverage?
Many premier car insurance companies will not take a client who has no prior car insurance in place. Some car insurance companies will only accept a lapse in coverage if the lapse is less than thirty days old. If a lapse in car insurance is more than thirty days old more than likely you will need to buy an entirely new car insurance policy through a standard insurance company before getting car insurance through a premium insurance company.
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