Can I Switch A No Claims Discount From A Motorcycle To Car Insurance?
It can depend upon the company. Some companies simply will not let you switch a no claims discount from a motorcycle to car insurance. Many companies out there are weary of the switch from motorcycle to car insurance when no claims are involved because we are talking about two different kinds of vehicles. These vehicles can be very different in their nature when you happen to be behind the wheel. There are plenty of people who understand the value of quality auto insurance. There are plenty of people who also understand the value of good motorcycle insurance.
Car Insurance Companies
Car insurance companies would be proud of having a car owner who happens to have had no accidents. I am sure that many of them would feel the same way about motorcycle. Car insurance is a bigger seller for them with so many people needing cars. Many people want to find the best possible rate on their insurance so they try their very best to have absolutely no claims at all. There are some people who then wonder what the point of having car insurance is if they truly can not make any claims throughout the process of car ownership.
Motorcycle Insurance
Many people who have motorcycle insurance would love to get a no claims insurance rate for their cycle, but auto insurance companies are sometimes only going to offer that for cars. You would hope that auto insurance companies would not discriminate against motorcyclists, but they tend to favor drivers of cars. The people who tend to drive cars are not necessarily known as better or safer drivers so the idea of favoring car insurance over motorcycle insurance is interesting. Car insurance is a definite necessity however.
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