Auto Insurance Quotes in Texas
Texas Auto Insurance: Facts and Means
In 2003, U.S. residents paid an average of 914 dollars for insurance premiums while the state of Texas paid an about 932 dollar average insurance premiums.
Liability coverage is the only automobile insurance required by the state of Texas. Coverage for bodily injury and physical damage relatively protects you against insurance claims for damage you have done while the property damages you cause to others covers by your property damage liability insurance.
Considering a much higher amount of coverage is ideal as the state’s minimum requirements may not be sufficient to cover all the expenses brought by the accident. Other optional coverage is offered by Texas car insurance companies such as collision; comprehensive; uninsured and under-insured motorist coverage; medical payments and others.
Some essential information and valuable sources are listed below to help you in acquiring Texas Auto Insurance.
Texas Car Insurance Laws
Texas auto insurance state laws mandated a minimum liability coverage for every registered vehicle operating on the state’s premises. Bodily injury and physical damage amounting 20,000 dollars per person with up to 40,000 dollars per accident and 15,000 dollar coverage for property damage liability.
Texas Department of Transportation
Texas Department of Transportation online services has a links going to DMV vehicle services for vehicle registration and titling; driver license application and others. Detailed information on how to file a complaints is efficiently available on the consumer handbook which deals with the state’s Lemon laws. Efficient section providing information in keeping the vehicle safely against auto thefts as the state of Texas is one of the highest rates on vehicle thefts in the country.
500 North Church Street
Palestine, TX 75801-3008
Phone: 903-723-7416
http://www.dot.state.tx.us
Texas Department of Insurance
Texas Insurance Department online services provides an adequate and sufficient insurance information to all Texas residents. An easily navigated site which you can select your desired type of insurance for its detailed descriptions and others. Selection includes health, home, title, life and car insurance. You can also find insurance compliant forms, consumer advice, insurance department publications and other consumer’s issues is located in the consumer area of the website. List of insurance company and its profiles with license information, history, number of complaints filed against them and its financial data is also provided.
333 Quadalupe
Austin, TX 78701
Phone: 512-463-6169; toll free: 800-578-4677
www.tdi.state.tx.us
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