Auto Insurance Quotes in North Carolina
North Carolina Auto Insurance: Facts and Means
The General Assembly of North Carolina enacted the Safe Driver Incentive Plan SDIP to compensate drivers who has a clean driving records. Higher premium will be charged to those convicted drivers of traffic violations and accidents. During an experience period, the SDIP will charge a certain points for at-fault accidents and violations. A situation like ’hit-and-run resulting in death or injury, drunk driving with .08 blood-alcohol level and others, will acquire 12 points; 10 points for highway racing, speeding and lending a vehicle for racing; reckless driving, ’hit-and-run’ resulting in property damage and others, will earn 4 points. For more relative information on Safe Driver Incentive Plan in North Carolina, visit the state’s department of insurance website at www.ncdoi.com
Having a competitive insurance market, residents in North Carolina paid an average of 717 dollars for auto insurance premium in 2003 compared to the nationwide average of 914 dollars.
Some essential information and valuable sources are listed below to help you in acquiring North Carolina Auto Insurance.
North Carolina Car Insurance Laws
North Carolina auto insurance state law requires a minimum liability coverage of 30/60/25, which means a bodily injury coverage of 30,000 dollars per person injured or killed with 60,000 dollar limit per accident and 25,000 dollar property liability coverage.
North Carolina Division of Motor Vehicles
North Carolina DMV website provides an array of motor vehicle information that suit every consumers’ needs and services. Online services includes car accident report, statewide car crash facts and statistics, schedule for driving offenses point value, driving record request form, information on the minimum liability automobile insurance requirements and others. You also have to fill up a FS 5-7 form mailed by the DMV if you change your car insurance carrier and sent it back within 10 days to avoid penalty.
1100 New Bern Avenue
Raleigh, NC 27697
Phone: 919-715-7000
www.dmv.dot.state.nc.us
North Carolina Department of Insurance
North Carolina Department of Insurance is the one regulate the state’s insurance industry to protect and educate its consumers. The department’s insurance website provides efficient information on the latest insurance news and recovery information affecting NC residents An efficient tool, the Auto Insurance Rate Calculation Service which a consumer can calculate the vehicle premium in a particular circumstances. Guidelines for car insurance shopping and information on Safe Driver Incentive Plan and its point system is also available on the website.
PO Box 26387
Raleigh, NC 27611
Phone: 919-733-2032; toll free: 800-546-5664
www.ncdoi.com
