Auto Insurance Quotes in Michigan
Michigan Auto Insurance: Facts and Means
Residents in Michigan paid an average of 1,080 dollars for auto insurance premium compared to the national average of 914 dollars.
Michigan state laws mandates a ’no-fault’ automobile insurance. Even though purchasing an auto insurance is required, various choices on rates and insurance companies is provided. Office of Financial and Insurance Services OFIS will help consumers in providing relative information to educate each consumers on coverage premium and providing helpful tools on car insurance shopping to find the lowest premium rates with ideal coverage from various insurance providers.
Get Michigan car insurance quotes and low cost auto insurance rates from various and leading auto insurance providers.
Michigan Car Insurance Laws
Michigan auto insurance state laws requires 20/40/10 minimum liability insurance: which means 20,000 dollar limit bodily injury and physical damage for every person injured or killed with up to 40,000 dollar coverage in an accident and 10,000 dollars for property damage liability.
Having a comprehensive ’no-fault’ automobile insurance system, an unlimited medical, rehabilitation, wage loss, and 20 dollar per day replacement services coverage is provided for you and your family with up to three years if you are injured in a car accident in Michigan.
Michigan auto insurance laws has three basic parts mandated policy which every vehicle on its road must be carried. Personal Injury Protection PIP - which covers medical costs regardless of who is ’at-fault’ in an accident; Property Protection PPI - with up to 1 million dollar coverage which pays the other people’s property if the incident happens in Michigan. Residual Bodily Injury and Property Damage Liability BI/PD – If you are the one accountable in an accident, this policy covers the defense costs and damages with up to the policy limits.
Other additional policy is also available in Michigan such as collision and comprehensive coverage which relatively protects your car for damage or theft.
Michigan Secretary of State
Information on Michigan Motor Vehicle Division DMV services is located at the main site of Michigan Department of State. Helpful links on title history, personalized and license plates, registration and titling, vehicle selling information, vehicle repair and others is located at the vehicle section of the site. Information on license renewals, publication, forms and license requirements are preferably provided for Michigan residents.
Department of State
Lansing, MI 48918
Phone: 517-322-1460
http://www.michigan.gov/sos
Michigan Office of Financial and Insurance Services OFIS
Michigan Insurance department provides efficient information on financial institutions, insurance, and securities operated in the state of Michigan. Online services allows Michigan’s consumers to file insurance complaint, view its statistics, its ratios and financial statements. Helpful guides and requirements in purchasing ’no-fault’ automobile insurance in Michigan is relatively accessible. Insurance agents and producers can easily apply online for licensing as well as to view its status, rules and regulations.
Ottawa Building, 2nd Floor, 611 West Ottawa
Lansing, MI 48933-1070
Phone: 517-373-0220
http://www.michigan.gov/cis/0,1607,7-154-10555---,00.html
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