Auto Insurance Quotes in Maine
Maine Auto Insurance: Facts and Means
Some essential information and valuable sources are listed below to help you in acquiring Maine Auto Insurance.
Comparing rates while shopping for car insurance will relatively save money and time. A considerable and essential way to make sure that consumers are not paying too much for car insurance. Comparison shopping will also help consumers to find out the cost from various insurance companies with the same products and services. Consumers must know what coverage will suit their auto insurance requirements before buying it.
Maine residents paid an average of 730 dollars for auto insurance premium in 2003, compared to the national average of 914 dollars.
Maine Car Insurance Laws
Maine Auto Insurance state laws mandated that all vehicle must have at least liability insurance, uninsured motorist coverage and coverage for medical payments. A 50/100/25 minimum liability insurance which means a 100,000 dollar maximum bodily injury liability in an accident with a 50,000 dollar limit per person injured or death and a property damage liability amounting 25,000 dollars. The Uninsured motorist coverage must have at least 50,000 dollar limit per person involve with a total of 100,000 dollars per accident and 1,000 dollar medical payment coverage is also required. Maine car insurance companies recommend car insurance buyers to purchase a much higher coverage as the required minimum state law may not enough for such accident situation.
Maine Bureau Motor Vehicles BMV
Maine Motor Vehicle division provides a variety and efficient online motor vehicle services. Maine residents can have an instant access for vehicle registration renewals, changing personal address, availability of vanity plates, online payment for traffic tickets as well as registration and title records. Visitors can also acquire information on instructional payments, out-of-state license conversion, information on points and driving records and others. Downloadable DMV forms and applications are also available to all interested consumers.
Maine Department of Secretary of State
29 State House Station
101 Hospital Street
Augusta, ME 04333-0029
Tel: 207-624-9000
www.state.me.us/sos/bmv
Maine Bureau of Insurance
Maine department of insurance regulates the insurance industry and ensures that all insurance companies operated in the state of Maine are abiding the state’s car insurance rules and laws. Maine insurance consumers can easily file complaints as they can also view glossary for some insurance terms, insurance publications and insurance shopping guides for auto, health, homeowners and workers’ compensation insurance. Useful resource insurance links, insurance company information, info to educate on required auto insurance as for its cancellation and renewals are also provided. Info on different types of insurance policy, optional policy, discounts, quotations and premium rate comparison among insurers.
Maine Department of Professional and Financial Regulation
#34 State House Station
Augusta, ME 04333-0034
Phone: 207-624-8475
Toll Free: 800-300-5000
www.state.me.us/pfr/ins/ins_index.htm
