Auto Insurance Quotes in Kentucky
Kentucky Auto Insurance: Facts and Means
According to the latest data of the National Association of Insurance Commissioners NAIC, Kentucky auto insurance has 750.26 dollar average expenditure in 2005 which also ranked as the 26th and ranked as 27th in 2004 which has 758.27 dollar expenditure.
The cost of insurance and how much people purchase reflects the average expenditure. Many people choose to buy beyond the minimum policy required as each state has different auto insurance requirements. These factors must be kept in mind when comparing rates on each states.
Get Kentucky car insurance quotes and low cost auto insurance rates from various and leading auto insurance providers.
Kentucky Auto Insurance Laws
Kentucky auto insurance state laws is a ’choice’ no-fault auto insurance law but motorists has an option to retain its rights to sue for an auto-related accidents and reject the case threshold. You may reject your rights limitation to sue or be sued through writing a special form to be filed in the Kentucky Insurance Department as it will remain in effect until you notify them.
The state of Kentucky requires a minimum liability coverage of 25,000 dollar limit bodily injury liability per person in a total of 50,000 dollars per accident and 10,000 property damage liability. A required personal injury protection policy coverage amounting 10,000 dollars for medical expenses, loss of income and funeral services.
Kentucky Division of Motor Vehicle Licensing & Division of Driver Licensing
Kentucky Division of Driver Licensing online services provides efficient information on motor vehicle licensing and insurance for Kentucky residents and interested consumers. Information on graduated licensing programs, commercial drivers info, testing manuals, forms and applications. Kentucky visitors can find procedures and documents required for driver’s license application and an education and training courses for Kentucky motorcycle rider program are also available.
200, Fair Oaks Lane
Frankfort, KY 40620
Phone: 502-564-4581
http://transportation.ky.gov/drlic
Kentucky Department of Insurance
Kentucky Insurance Department websites provides efficient information and resources to protect and educate consumers in the state of Kentucky. Relative resources on agent licensing, insurance company info operated in Kentucky, seniors health and an up-to-date insurance news. Consumers can also find insurance publications, search for complaint ratios as you can also file insurance complaints online. Insurance alerts, notices, bulletins, FAQ are also provided.
215 W. Main St.
Frankfort, KY 40601
Toll Free: (800) 595-6053
www.doi.state.ky.us/kentucky
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