Hawaii Auto Insurance: Facts and Means
Hawaii state auto insurance law requires that all vehicle on its road has a valid automobile insurance with identification card which you have to carry throughout the vehicle registration period. You have to show the required identification card if you are stopped by the police, otherwise you can be fined and ticketed if you caught operating a vehicle without the necessary requirements. You also have to surrender the vehicle registration certificate and plates to the finance country director if you don’t have a vehicle insurance.

In 2003, insurance consumers in Hawaii paid an average of about 881 dollars in insurance premiums compared to 914 dollar national insurance premium average. AutoInsuranceSelect.com is the best car insurance site offering an ideal rates and discounts on premiums from various car insurance providers available in Hawaii.

Some essential information and valuable sources are listed below to help you in acquiring Hawaii Auto Insurance.

Hawaii Car Insurance Laws
Hawaii auto insurance state laws mandated that all vehicles on its road have a minimum 40,000 dollar bodily injury liability coverage with a limit of 20,000 dollars per person injured in an accident and 10,000 dollar property damage liability. As a ’no-fault’ state it requires personal injury protection with a minimum 10,000 dollars per person. The law also requires that every Hawaii drivers should carry an insurance identification card at all times.

Optional auto insurance coverage are also available such as collision, uninsured motorist and underinsured motorist coverage.

Honolulu Motor Vehicle, Licensing and Permits Division
Hawaii Department of Customer Services website provides adequate motor vehicle information in the state of Hawaii. Hawaii residents are allow to renew their vehicle registration, information on title transferring, parking permits, tax payment on property as well as information on business license and permits are located under Honolulu Motor Vehicle, Licensing and Permits Division. Renewals on vehicle registration, transfer of ownership, plate replacement, testing locations, drivers license requirements are also available.

Department of Customer Services
530 South King Street, Room 302A
Honolulu, HI 96813
Phone: 808-523-4834
www.co.honolulu.hi.us/csd/vehicle/index.htm

Hawaii Division of Insurance
Hawaii Insurance Division online services provides relative insurance information to educate consumers who wants to buy different types of insurance in Hawaii. The insurance division supervise Hawaii insurance industry on examining financial conditions of insurance companies base in Hawaii, reviews rate and policy filings, insurance related complaints investigations and others. Notable section is committed to provides efficient information to consumers such as complaints filing and searching for insurance license. The division recommends to read details on ’no-fault’ state law which probably affects you if you plan to visit or live in Hawaii.

335 Merchant Street
Honolulu, HI 96813
Phone: 808-586-2790
www.state.hi.us/dcca/ins

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