AUTO INSURANCE ARTICLE
Auto Insurance: The Protection You Need
By: SpeedWagonOn average, a motor vehicle crash occurs every 5 seconds, a person is injured in an accident each 11 seconds, and a fatal injury occurs every 12 minutes. Those are scary belief as you have control over out the door to school, job or to the keep and convincing evidence of why vehicle insurance coverage is so required.
However, you can rest a little easier knowing that the crash fatality rate per 100 million vehicle miles traveled is the lowest it has been since evidence keeping began 30 years ago, registering at 1.46, and remained lower 1.50 for the second consecutive time in a row. According to the National Highway Traffic Safety Administration's (NHTSA) 2004 Early Edition Report, the number of police-reported motor vehicle crashes occurring on the highways dropped to under 6.2 million from more than 6.3 million in 2003, and persons injured in these crashes continues to steadily decline as well.
This reduction is due in part to the national campaigns aimed at increasing safety belt use and reducing impaired driving. At present the seat belt law is mandated in all 50 states, which greatly helped reduce the number of persons killed in auto accidents in 2004. The countrywide campaign for drinking under the influence has also greatly helped reduce alcohol-related victims for the second consecutive year in a row.
Time plays a big part.
Even with all these new preventive measures, accidents are still happening. This is why the focus has turned to on which days and at what time accidents are occurring. According to the NHTSA, Saturday and Sundays nights among Midnight and 3 a.M. Are the deadliest 3-hours on the road, with a total of 2,451 fatal crashes in 2004, seventy-six percent of these accidents involved alcohol.
So you now know what instant of day to try and avoid, but do you know that time of year? The Early Edition Report indicates that August topped the charts with the most fatal crashes during one month and December had the most overall automobile accidents, totaling 601,000- something to keep in mind during your vacation and holiday travels!
Your car can affect your car accident.
The vehicle you drive can also perform a large role in your car accident. Passenger cars and light trucks accounted for nearly 95 percent of the 11 million vehicles involved in motor vehicle crashes in 2004. Big trucks only accounted for 15 percent of the vehicle accidents. In addition, we saw an increase in vehicles rolling over at some stage in an accident. Of the vehicles that rolled more than, utility vehicles presented the highest rate at 36.2 percent in fatal crashes, 9.6 percent in injury crashes and 2.4 in property-damage-only-crashes. No matter what of the crash severity, the majority of these accidents occurred at some stage in daylight, in normal weather conditions, while the vehicle was going straight.
Look after yourself with auto insurance.
Accidents do occur, but you can keep to some unpretentious safety mepromote toes while driving. These include wearing your seat belt at all times, obeying the speed limit, being cautious of your surroundings and having car insurance. By having auto insurance, you are able to care for yourself, your family, passengers and other drivers from incurring additional heartache and fiscal burden.
However, you can rest a little easier knowing that the crash fatality rate per 100 million vehicle miles traveled is the lowest it has been since evidence keeping began 30 years ago, registering at 1.46, and remained lower 1.50 for the second consecutive time in a row. According to the National Highway Traffic Safety Administration's (NHTSA) 2004 Early Edition Report, the number of police-reported motor vehicle crashes occurring on the highways dropped to under 6.2 million from more than 6.3 million in 2003, and persons injured in these crashes continues to steadily decline as well.
This reduction is due in part to the national campaigns aimed at increasing safety belt use and reducing impaired driving. At present the seat belt law is mandated in all 50 states, which greatly helped reduce the number of persons killed in auto accidents in 2004. The countrywide campaign for drinking under the influence has also greatly helped reduce alcohol-related victims for the second consecutive year in a row.
Time plays a big part.
Even with all these new preventive measures, accidents are still happening. This is why the focus has turned to on which days and at what time accidents are occurring. According to the NHTSA, Saturday and Sundays nights among Midnight and 3 a.M. Are the deadliest 3-hours on the road, with a total of 2,451 fatal crashes in 2004, seventy-six percent of these accidents involved alcohol.
So you now know what instant of day to try and avoid, but do you know that time of year? The Early Edition Report indicates that August topped the charts with the most fatal crashes during one month and December had the most overall automobile accidents, totaling 601,000- something to keep in mind during your vacation and holiday travels!
Your car can affect your car accident.
The vehicle you drive can also perform a large role in your car accident. Passenger cars and light trucks accounted for nearly 95 percent of the 11 million vehicles involved in motor vehicle crashes in 2004. Big trucks only accounted for 15 percent of the vehicle accidents. In addition, we saw an increase in vehicles rolling over at some stage in an accident. Of the vehicles that rolled more than, utility vehicles presented the highest rate at 36.2 percent in fatal crashes, 9.6 percent in injury crashes and 2.4 in property-damage-only-crashes. No matter what of the crash severity, the majority of these accidents occurred at some stage in daylight, in normal weather conditions, while the vehicle was going straight.
Look after yourself with auto insurance.
Accidents do occur, but you can keep to some unpretentious safety mepromote toes while driving. These include wearing your seat belt at all times, obeying the speed limit, being cautious of your surroundings and having car insurance. By having auto insurance, you are able to care for yourself, your family, passengers and other drivers from incurring additional heartache and fiscal burden.
Related Links:
Auto Insurance Quotes