AUTO INSURANCE ARTICLE
Get Auto Insurance Discounts
By: letter_womanJust when you thought you’d already availed all the insurance discounts from the market, auto insurance companies are now offering even more ways on how you can get an insurance discount, and the best part is, you don’t have to do anything.
Some of us already know by heart the usual discounts car insurance companies give to their clients. The most common insurance price cuts include discounts that are given to safe drivers or those who had no car accidents or tickets in the last three to four years, those who availed the multi-policy discounts, the multi-vehicle discounts and for having safety equipments like airbags, automatic seatbelts and anti-theft devices. But did you know that most auto insurance companies also give discounts depending on your age, work profession and even internet usage?
A recent study by the 21st Century Group has revealed that drivers who finished degrees in engineering or any other science and math related courses like mathematics and biochemistry are usually low risk drivers because they develop a meticulous attitude. Since these professions require them to deal with fine details, it’s no wonder they enjoy taking care of their belongings including their cars. Aside from engineers and scientist, the study also confirms that teachers and farmers also possess this kind of attitude. So, if you’re in one of these professions, expect a savings of 10 to 30% on premium payments. However, it is important to note that only full time college teachers, university professors and certified teachers who passed the State of California Commission on Teacher Credentialing can avail this amazing offer.
Hatford Insurance Company, on the other hand, has a special program called AARP. The AARP Auto Insurance Program offers huge discount for their elderly AARP drivers. This program gives them the chance to slash up to 45% off their payments – 20% to 25% discount if they avail for multiple car insurance with Hatford, another 10% if they avail a multiple insurance policy and 5% more savings for being loyal to the company (provided that you have a clean driving record) for the last five years. Another good thing about the AARP membership is that drivers who avail this program are guaranteed that their policies will never be cancelled except for DUI conviction, loss of license and non-payment of premium.
Furthermore, Metlife Auto policy also gives 10% discount to eligible drivers who successfully completed the training offered by the National Safety Council or NSC. The NSC Driver Safety Course Kit includes a one hour training video or CD, a workbook and test answer sheets. This course is based on NSC’s Defensive Driving Courses which is one of the world’s standard of excellence in driver improvement. For those who don’t want to leave their homes, don’t worry because this can also be purchased on the internet for only $34.95. You can also be eligible for this discount if you order additional certification workbooks and if you successfully completed the defensive driving training.