Apart from your credit history, another criteria that the auto insurance companies look at in assessing your auto insurance rate is your driving record.  Below are the top 10 tips you can heed in order to show the auto insurance companies that you are a responsible and defensive driver.  Following these tips wont hurt and will eventually have a positive impact on your auto insurance rate.

1.  Follow the manufacturer's recommendations for routine maintenance of your vehicle to avoid blackouts and other mechanical problems.
2.  Travel safely at nights. The threat of a deer crossing the street or a drunken driver changing lanes recklessly are things that you shouldn’t take your chance on. Drivers should evaluate their lights both in the front and rear of the car during night drives.

3. Look at the fast-growing market of the racing car schools in the United States to learn control as a race driver. The high speed race is only by the ability of the driver to keep these cars from flipping over on each round.  
4.  Keep your hands on the top of the wheel without holding tightly on the wheel white knuckles. You can play with, for example with your seating position, so that your hands rest on the wheel and stretches out arms outward. This will help you in the classic "10 and 2" position, without tiring your arms, and losing focus on the road.
5. Practice looking for the blind spot in your driver's seat, before moving on to the road. Rear view mirrors have blind spots, and this should be noted with the naked eye.     

6.  Keep your vehicle's capabilities and functions always on top of mind as you move on the highway and on the roads

7.  Check your mirrors at all times and keep your heads on a swing, even if you are just driving to a local store. Always see if your rear view mirrors are compatible with your seating position, and always check out the head of the road from time to time to prevent motorists from hitting your car. 
8.   See the condition of vehicles that are next to you or on your driving path to know and anticipate possible problems of transport. An owner of a vehicle that is freshly cleaned properly and well kept car tire probably has much greater diligence in the prevention of collisions with other motorists.
9.  Stay in the slow moving lanes to avoid attracting the attention of patrol cars and other officers of the law. The centre of the runway at a highway with three lanes allows left or right on the actions of other drivers, decreasing the probability of a collision. The right lane on the two-lane highway allows a space on the shoulder if you ever encounter mechanical problems.

10. Use your hands to keep your focus on the road during the entire trip. Many motorists think that the classic "10 and 2" or "3 and 9" driving position isn’t cool at all; but it draws attention to the road and off on the radio in the car or elsewhere.