When choosing an auto insurance agent, you should look out for a few things to ensure you get the right service, guidance, and representation.

First of all, you need to understand that insurance agents are paid by commission--much like real estate agents. And, like any working person, the auto insurance agent does what he does to make a living. The higher earnings, the better. Though this isn't necessarily always the case, he might be looking after his interests before he looks after yours. So it's important to be able to tell which ones are truly going to be of service to you, and which ones just want your money.

If the insurance agent works for an auto insurance broker, they are usually paid through "broker's fees", which they are required to disclose and are usually negotiable. Before signing any agreement make sure to discuss these fees and find them reasonable.

If you feel the agent is being very pushy, you can always request for another agent.

Agents who work directly from insurance companies aren't as aggressive because unlike broker-based agents, they are paid regularly, though they can also receive commission on top of this. Make sure you aren't duplicating your coverages. While it's good to have more coverage, make sure you understand which ones you need and whether it suits your needs.

Above all, a good agent should be polite, and know how to make you feel comfortable. However, if for any reason you choose to shop for car insurance without the help of an agent, you can always do some online shopping. Visit AutoInsuranceSelect.com to compare auto insurance rates online as well as get auto insurance quotes with a few simple clicks.

There are a few advantages to shopping for auto insurance online, without the help of an agent. One is it helps you learn more about insurance premiums and insurance rates, without the coating of marketing from agents. You can also do this whenever you want, wherever you are, whether you're in Kentucky, Louisiana, or Rhode Island.